1 Year NSF Milestone – Finance Report Card

In this post, I will share with you everything about Personal Finance, Investments over the past 1 year and an interesting product that offers free Spotify, 2% cashback on all purchases and 10% rebate on essential transactions.

FSMOne’s ETF RSP and Kristal.AI Review – Which is better?

FSMOne introduced regular savings plan for ETFs on 13th November 2019.  FSMOne’s investors are able to buy into 40 ETFs listed on SGX, HKEX and US stock exchanges at a low investment amount of S$50* monthly. Commission rates are at only 0.08%, subject to the minimum amount for the various exchanges at S$1, HK$5 or…

Why I am buying Astrea V Class A-1 Bond

I was excited about Astrea V’s bond when its initial prospectus was released on 22th May 2019. At that point in time, I had invested in Temasek’s 2.7% Bond and was ready to sell it in the open market, to buy the upcoming bond issue. This is not the first time Astrea’s bond was offered…

Singtel Analysis – Walkthrough of all businesses of Singtel

Singtel is well-liked by many investors. However, it has not been a great year investing in Singtel when it is down about 14%. Singtel is my first investment in 2018 and I have been holding it since then and it is not making any returns for me except the 5.6% dividend yield. To be honest,…