Banks have been reducing interest rates for savings account in hopes of saving its own NIM. Recently, several savings products popped up to meet the needs of high yield savers. In this article, we will discuss the feasibility in using such products as an alternative to your usual savings account.
I would have collected my pink IC in the morning when I published this article on 2 July 2021. No doubt, 2 years passed in a blink of an eye. It is time to move on to my next phase of life - University. I am excited to share with you in this article my [...]
The banks did it again. In just a few months, several popular savings accounts had their interest rates cut multiple times. For example, Standard Chartered’s Jumpstart account, an account which I have been using since late 2019 had its interest rate cut twice from 2% to 0.4% in months. OCBC 360, OCBC’s flagship savings account [...]
I started chasing for yield when I was as young as 16. CIMB FastSaver was the most popular no frill savings account recommended by many. I was happily earning my extra cai png money every month for years until Standard Chartered introduced the Jumpstart account in 2019, offering 2% for the first $20k. Low interest [...]
As a NSF myself, I am always interested in reading articles about finances meant for NSF or youth in general. I recently chanced upon an article by The Woke Salaryman. In the article, he shares about the best things one can do for themself during NS. Among what is shared, saving $10k by ORD is [...]
Congratulations on completing 12 or 13 years of schooling! For the JC students, you will be taking by far the most important exam in your whole life - A Level, which will decide where you will go in University. As for the Poly students, you should be either stressing out on your Final Year Project [...]
Sharing of tools that I use to manage my own finances, which also includes Google Spreadsheet that integrates Personal Finance and Investing in one.
I am honoured to be interviewed by Financially Independent Pharmacist recently. In this interview, I share about my Personal Finance and Investing journey.
In this post, I will share with you everything about Personal Finance, Investments over the past 1 year and an interesting product that offers free Spotify, 2% cashback on all purchases and 10% rebate on essential transactions.
It has been about 3 months since my last post. 2019 is definitely an eventful year for me as I graduated from my course of study in Polytechnic a few weeks ago and I will be enlisting for National Service in 2 months time. I will not be updating my blog often as the purpose [...]